Texas Payday Loans

What is a Payday Loan in Texas?

Payday loan is a short-term small dollar cash advance given in the amount of $100-$1,000 for a short period of time, usually 14-30 days until the next pay check. If you need just some little money to meet your everyday needs, such as medical service, repair, debt consolidation, holiday, you don’t want to ask your friends or relatives, or you have a bad credit history, payday is just for you!

How much Payday Loan can I get in Texas?

As short-term lending is under special control of the law both on the federal and state levels, the amounts, rates and other fees can vary according to the area. Still Payday loan offers usually range from $100 to $1,000. If you need more – apply for $1,000 - $5,000 Installment Loan or $5,000 - $35,000 Personal loan. It won’t affect your credit history, but will give you the variety of options and a chance to compare.

How much does a Payday Loan cost in Texas?

As payday cash advance refers to small dollar loans the APR is usually very high ranging from 300% to 700%. But if you take into account that this money is borrowed only for a couple of weeks, you’ll see that an overpay is only $1 a day! There is no prepayment or application fee. The other fees depend on the lender, usually $5-$10.

How do I repay a Payday Loan in Texas?

Repayment is due to within 14-30 days with the next pay check. If you want to do it earlier, it is not a problem. If you can’t pay off on time there are various rollover and extension plans. Get informed about them when you sign the agreement.

Why to choose a Payday Loan in Texas?

It's a quick and convenient way to take out a Payday Loan online because it's:

1. Guaranteed money. 80% applicants get instant approval.

2. Instant cash advance has never been easier: fill out a simple form online on our web, we process your data in 60 seconds, you get thousands of payday loan choices: direct lenders offer a variety of options.

3. Available for bad credit, no affect on your credit score.

4. Payday loans can be granted to bad credit applicants as well as any other type of score. And you don’t need any guarantor or collateral. Besides applying doesn’t affect your credit history as most lenders do only a soft inquiry.

5. Unsecured: you don’t need to look for a guarantor or co-signer, or to risk your property as a collateral.

6. Fast and easy: requirements are very simple, they don’t include any paperwork, faxing, driving or waiting in lines.

How Texas Payday Loans work?

The process is very easy and presupposes instant approval. It takes less than 24 hours to apply, qualify and satisfy yourself with the money. Just take the following steps:

• Fill out an application form online. It includes the loan amount you need, your name, e-mail and zip-code.
• Check your eligibility criteria: age over 18, permanent residence in Texas, stable job and income, valid bank account.
• Wait some minutes for the lender’s reply and approval.
• Get the money deposited directly into your bank account within one business day.

Since the appearance of online Payday lending organizations the lending process has become more than easy. Now you get speed, comfort and safety combined and, which is most important, money deposited into your bank account within one business day.

Apply now! Solve your financial problems in one click.